Friday, April 12, 2013

We've come a long way...still have a long way to go!

It's been awhile since I've posted anything about Kelly and I getting control of our finances. That doesn't mean we have fallen off of the Baby Steps bandwagon. We are still working hard on number two, paying off all of our debt except the mortgage. We had a little pause when we decided to sell our house on Washburn and buy our new home. We had to save for a down payment and then we wanted to do a few small fixes to the house.
This month we had a milestone worth celebrating, we paid off two of our four remaining debts. This includes our car! So the only debts we have left on baby step number two is one school loan for Kelly and one school loan for me. THAT IS SO HUGE!
When we started this process four years ago we had close to 80K in debt not including our house. Now we are down to 22. I was talking with Kelly and said for four years that doesn't seem like a lot. Then he reminded me we had two kids in that time too!
Some might wonder why I would share all this personal info on the blog and it's for two reasons. The first being to hold myself accountable. I can't really proclaim from the rooftops that we don't use credit cards and then be tempted so get one so we can buy something we want. So it keeps me honest.
Also, if anyone reading this wonders why they work so hard and never have any money, like we asked ourselves four years ago, they can take a look into a debt free plan. Doing a budget at the beginning of every month and spending it all on paper before the month begins has been a game changer in our marriage. We don't fight about money anymore. I occasionally whine for a larger yarn budget but that's about it!


On the knitting front, I thought I had finished the little dress. I was wondering if it was the right size and what-do-you-know I have a nine month old baby I can put it on! Well I did and it's to short. So I undid the cast on and am knitting on it some more.
This my friends is maturity! A year ago I would have sent it off anyway and would have called it a longish top. :-) But now I'm willing to fix my knitting mistakes. It must be the turning 30 thing, I'm maturing in all sorts of weird ways! PS-Doesn't Alex look pretty in a dress! :-)

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